Yá'át'ééh - Welcome
The Navajo Nation Department of Retirement Services (NNDRS) is established to provide the employees of
the Navajo Nation, and participating affiliates, including participating certified chapters, with
timely, competitive, and financially secure retiremer benefits. Services include the provision of
orientations and presentations on the Defined Benefit Plan, Defined Contribution Plan, and Deferred
Compensation Plan.
NNDRS is available to assist retirees and beneficiaries with issues related to their retirement benefit.
Addtional support is provided to eligible political-at-will employees, political appointees, elected
officials of the Navajo Nation Council, and the President and Vice President of the Navajo Nation under
the Deferred Compensation Plan.
The Department of Retirement Services administers the following three retirement plans:
- Defined Benefit Plan: Navajo Nation Regular Retirement Plan for employees, political appointees,
judges, and elected officials of the Navajo Nation Government; a qualified governmental plan in
accordance with the Internal Revenue Code.
- Defined Contribution Plan: Navajo Nation 401(k) Savings Plan for employees, political appointees and
elected officials of the Navajo Nation Council; a qualified governmental plan in accordance with the
Internal Revenue Code.
- Deferred Compensation: A nonqualified retirement plan for political appointees and elected officials
of the Navajo Nation Council.